Credit Manager-Construction Finance

A Construction Finance Credit Manager evaluates real estate project feasibility, conducts credit appraisals, and structures financing for developers. Key responsibilities include preparing Credit Approval Memos (CAMs), monitoring construction milestones, managing portfolio risk, and ensuring compliance with sanction terms.

Key Responsibilities

Credit Appraisal & Analysis: Evaluate developer credibility, financial statements, and project feasibility for Construction Finance and Inventory Funding.
Loan Structuring: Lead the origination and structuring of loans, including negotiating terms, pricing, and processing fees.
Documentation & Compliance: Manage security creation and ensure compliance with all pre-disbursement conditions.
Portfolio Monitoring: Conduct regular site visits to monitor construction progress, project milestones, and meet promoters.
Risk Management: Actively track client performance to maintain healthy credit quality and mitigate risk.