Gold Loan officer

Job Description

Job Title

Gold Loan Officer

Grade

As per HR matrix

Department

Loan Against Gold Ornaments

Location

Branch Location

Eligible Grade

As per HR matrix

Reporting To

Cluster Sales Manager – Loan Against Gold Ornaments

Position Purpose

Acquisition of LAGO customer for all branches in the designated customer through cross-sell to existing branch customer as well as open market sourcing

Position Responsibilities

Sales

• Achieving sales targets for assigned branches.
• Ensure minimum productivity for assigned branches.
• Undertake various BTL campaigns to create LAGO awareness in and around branches.
• Ensure in branch visibility for LAGO product using standard marketing collaterals.

Support

• Conduct regular branch level training product/process related to LAGO.
• Undertake BTL campaigns for customer awareness and drive lead generation.
• Co-ordination with support functions to ensure upkeep of required infra for LAGO operations.
• Handhold branch for conducting physical Auction.
• Follow up with branch/customer for delinquent customer.

Qualifications and Experience Requirement

Qualifications

Essential

• Graduate
• 1 to 4 years of experience
• Existing employees from Pvt Banks/NBFC will be preferred.

Threshold Competencies

• Prior experience of working on a sales role in Retail Loans preferably in Gold Loans
• Well versed with local geographical market, property market & small businesses in and around the territory.
• Adequate written & verbal communication and well verse with local language to engage with customer.

Leadership Competencies

NA