About the role

Credit Manager - Working Capital

Job Summary:

The Credit Manager for Working Capital will oversee the assessment and management of credit risks associated with working capital financing. This position plays a crucial role in ensuring the financial health of the organization by optimizing cash flow and credit management strategies.

Key Responsibilities:

Evaluate creditworthiness of clients and set appropriate credit limits to mitigate risks.
Develop and implement effective credit policies and procedures to enhance working capital management.
Monitor accounts receivable and proactively follow up on overdue accounts to ensure timely collections.
Analyze financial statements and credit reports to make informed lending decisions.
Collaborate with sales and finance teams to support clients with effective working capital solutions.
Report on credit performance metrics and adjust strategies as necessary to meet organizational goals.
Conduct regular training sessions for staff on best practices in credit management and risk assessment.

Requirements:

Bachelor's degree in Finance, Accounting, or a related field.
Minimum of 5 years of experience in credit management or financial analysis.
Strong analytical skills with the ability to interpret financial data and reports.
Excellent communication and interpersonal skills to interact with clients and stakeholders.
Proficiency in financial software and Microsoft Office Suite, particularly Excel.
Understanding of credit risk assessment tools and methodologies.
Ability to work independently and make decisions in a fast-paced environment.

Preferred Qualifications:

Master's degree in Finance, Business Administration, or a related area.
Professional certification such as Certified Credit Professional (CCP) or Credit Risk Manager (CRM).
Experience with treasury management and cash flow forecasting.
Knowledge of relevant regulations and compliance standards in credit management.
Familiarity with ERP systems and advanced credit management tools.

Benefits:

Competitive salary with performance-based bonuses.
Comprehensive health, dental, and vision insurance plans.
Retirement savings plan with company matching contributions.
Flexible working hours and remote work opportunities.
Paid time off and holiday leave to support work-life balance.
Professional development programs and ongoing training courses.
Employee wellness initiatives and a supportive team environment.

Credit Manager-Working Capital