Credit Manager_Micro LAP

Credit Manager - Micro LAP

Job Summary:

The Credit Manager for Micro LAP plays a pivotal role in assessing and managing credit risk within our micro lending product offerings. This position ensures that lending practices are compliant with regulations while encouraging sustainable growth for the organization and its clients.

Key Responsibilities:

• Oversee and enhance credit assessment procedures for micro loan applications to ensure sound financial decision-making.
• Develop and implement credit policies and strategies to optimize portfolio performance and minimize default rates.
• Collaborate with cross-functional teams to identify market opportunities and refine product offerings to meet client needs.
• Monitor industry trends and regulatory changes to ensure compliance and best practices in credit management.
• Conduct regular risk assessments and portfolio reviews to identify potential risks and recommend action plans.
• Train and mentor junior credit staff to foster a high-performing team committed to excellence in credit analysis.
• Prepare detailed reports for senior management on credit portfolio performance and risk exposure.