Area Manager - Unsecured Business Loans (DSA Vertical)
Job Summary:
Godrej Capital is hiring an Area Manager for Unsecured Business Loans
within our DSA vertical, you will play a pivotal role in driving the business
success through direct sales efforts. Your expertise will contribute to
achieving monthly targets and expanding our market presence in the range of
₹30 lakhs to ₹75 lakhs per ticket size, aiming for a monthly business volume
of ₹3-5 crores.
Key Responsibilities:
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Develop and implement regional sales strategies to achieve and exceed
monthly business targets in unsecured business loans.
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Identify and build relationships with new and existing Direct Selling Agents
(DSAs) to generate quality leads.
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Analyze market trends and competitive landscape to enhance product
positioning and drive sales growth.
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Provide training, support, and motivation to the DSA network, ensuring they
are well-equipped to sell our loan products.
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Conduct regular field visits, providing on-ground insights to the management
and improving sales tactics.
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Monitor and report on sales performance, providing actionable insights for
continuous improvement.
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Collaborate with cross-functional teams to streamline processes and enhance
customer experience.
Requirements:
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Regular Bachelor's degree in Finance, Business Administration, or a related
field.
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Minimum of 5 years of experience in sales, preferably in unsecured loans or
financial services.
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Proven track record of achieving sales targets and driving business growth
in a competitive market.
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Strong understanding of financial products and the ability to articulate
benefits to clients.
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Exceptional interpersonal and relationship-building skills, with the ability
to motivate and lead a team.
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Excellent analytical and problem-solving abilities, with a results-oriented
mindset.
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Ability to travel within the assigned area as needed to meet clients and
partners.
Preferred Qualifications:
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Postgraduate degree in Business Management or Finance.
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Experience working with a diverse set of DSAs and enhancing channel
relationships.
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Familiarity with digital tools and platforms for tracking sales and customer
engagement.
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Strong negotiation skills and experience in closing high-value deals.
Benefits:
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Competitive salary with performance-based bonuses and incentives.
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Health insurance coverage for you and your family.
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Flexible working hours and the possibility of remote work.
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Opportunities for professional development and career advancement.
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Employee-friendly leave policy, including paid time off and holidays.
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Dynamic and inclusive workplace culture with regular team-building
activities.
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Access to cutting-edge tools and resources to aid your success.