Loading open roles
Vrinda Global
Cluster Credit Manager
Vrinda Global · posted 17 days ago
Jodhpurcredit
About the role
A Cluster Credit Manager at
SMFG Grihashakti
oversees credit underwriting, portfolio risk, and branch credit teams for
housing loans and loans against property (LAP).
Role Overview
The Cluster Credit Manager manages credit operations across multiple branch
offices. This role balances business growth with risk control. Managers
ensure that all loans match company rules and legal standards.
Key Responsibilities
- Credit Underwriting: Reviewing and approving complex loan files for salaried and self-employed applicants.
- Team Leadership: Supervising, training, and mentoring branch credit teams across the cluster.
- Risk Management: Checking legal and technical property reports to prevent fraud and reduce defaults.
- Process Speed: Maintaining a fast turnaround time (TAT) from the initial application to final loan sanction.
- Portfolio Health: Tracking overdue payments and analyzing the root causes of delinquent account