Credit Manager

Credit Manager - LAP

Job Summary:

The Credit Manager for LAP (Loan Against Property) plays a pivotal role in managing credit assessments, risk analysis, and ensuring the overall health of the portfolio. This position is essential for driving revenue growth while maintaining credit quality and compliance within the organization.

Key Responsibilities:

• Analyze and assess loan applications for property financing to determine creditworthiness and risk factors.
• Manage the entire credit evaluation process, including documentation, verification, and decision-making based on financial analysis.
• Develop and implement credit policies and procedures to minimize risk while maximizing approval rates.
• Work collaboratively with sales teams to support business objectives while ensuring compliance with regulatory standards.
• Conduct regular reviews of existing loans to identify potential refinancing opportunities and risk management strategies.
• Prepare and present detailed credit reports and risk assessments to senior management for decision-making purposes.
• Monitor and analyze market trends related to property loans, adjusting strategies as necessary to stay competitive.

Requirements:

• MBA compulsary distance or Regular.