Credit Analyst-Structure Finance Group

A Credit Analyst in the Structured Finance Group is responsible for evaluating complex asset-backed securities (ABS), collateralized loan obligations (CLOs), and other structured products, focusing on underwriting, risk assessment, and portfolio monitoring. The role blends financial modeling, due diligence, and compliance with regulatory frameworks.

📌 Key Responsibilities

• Deal Management : Collaborate with deal teams to manage structured finance transactions, including underwriting and monitoring.
• Credit Risk Assessment : Evaluate creditworthiness of structured products, analyzing collateral pools, repayment capacity, and default probabilities.
• Financial Modeling : Build and maintain cashflow models, conduct stress testing, and scenario analysis to assess risk-return profiles.
• Due Diligence : Perform pre-deal analysis of collateral, legal documentation, and covenant structures.
• Surveillance & Reporting : Monitor ongoing performance of structured deals, update sector-level reports, and highlight emerging risks.
• Regulatory Compliance : Ensure adherence to frameworks like Basel III and investor requirements.
• Client Interaction : Prepare investment memos, present findings to committees, and liaise with institutional clients.

 

Qualifications

• Education : CA (Mandatory)