RM/ SM - LAP

Sales Manager Business LAP

Job Purpose

The role holder will be responsible for selling Godrej Finance's loan products – loan against property and other related products.

Role

• Meet customers and pitch our loan product offerings to them
• Conduct marketing, sales & brand building activity to attract new customers.
• Sanction & disbursement of files per month as per the targets assigned.
• Maintain good relation with DSA and Connectors for healthy file sourcing.
• Carry out the pre and post - loan activities related to the LAP, meaning: acquisition of new clients and maintenance of renewal clients, financial analysis, initial risk assessment, presenting the loan applications to the Sanctioning team, portfolio administration, prioritizing the repayment of loans to preserve the portfolio quality.
• Getting legal, credit and technical documents completed for the loan proposal and resolve customers’ queries.
• Inform potential clients about the requirements, T&C of the home loan product, the procedures to obtain a loan, the importance of the payments on time, the penalties system in case of not paying on time, insurance, etc.
• Inform the client about the Credit decision on their application

Qualification & Experience

• MBA or any Graduate.
• Good academic/ b-school backgrounds
• Enterprising personality with good written and verbal communication, alongside presentability
• Minimum 2 years experience in LAP Sales.

Essential Skills

Excellent communication & negotiation skills.

Individual contributor role.

Confidentiality Notice: This document is intended for the exclusive use of the individual or entity to which it is addressed.