Credit Analyst- Working Capital

Functional Designation- Credit  Analyst 
Business Unit - Corporate Banking
Job Location- Mumbai
Job Summary - Handle Credit for the corporate Banking.

Detailed Responsibilities

Investigating the financial standing and reputation of credit applicants.
Preparation of Proposals
Risk Rating of proposals
Establishing and controlling Credit limit and term.
Presentation of Proposal to sanctioning authorities.
MIS maintenance.
Prepare reports of loan and accounts, which have outstanding (unpaid) amounts.
Site visiting and personal discussions with the client
 

Desired skills and competencies 
Credit writing skills
Analytical ability 
Good understanding of financial analysis concepts 
Good (written / spoken) communication skills