Location Head-Prime LAP

The Aditya Birla Capital Location Manager / Head role for Retail Secured LAP (Loan Against Property) focuses on branch sales planning, portfolio growth, and team leadership . The core responsibilities center around driving loan disbursements, managing channel partners, and maintaining portfolio quality.  

 

Key Job Responsibilities

• Sales Planning: Devise location sales plans with the Territory Head to hit target numbers based on local market trends.

• Portfolio & Book Size: Build a balanced, robust secured loan portfolio while monitoring asset quality and credit risks.

• Channel Management: Engage effectively with DSAs and intermediaries to enhance market share and sourcing effectiveness.

• Operations & Governance: Oversee end-to-end lending transactions, track productivity metrics, and manage day-to-day branch administration.

• Reporting: Compile MIS reports covering disbursements, profitability, and non-performing assets (NPAs) for senior management.