Credit Analyst - Structured finance group

Credit Analyst - Structured Finance Group

Job Summary:

The Credit Analyst for the Structured Finance Group plays a crucial role in assessing and analyzing the creditworthiness of structured finance transactions. This position contributes to the organization's financial stability and success by providing insightful evaluations and recommendations that help shape informed investment decisions.

Key Responsibilities:

• Conduct detailed credit analyses of structured finance products, including asset-backed securities and mortgage-backed securities.
• Prepare comprehensive reports and presentations summarizing findings, credit risks, and investment opportunities for senior management and stakeholders.
• Collaborate with cross-functional teams to gather data and insights that inform credit evaluations and portfolio management strategies.
• Monitor existing credit portfolios and assess potential risks arising from changes in market conditions or borrower performance.
• Develop and update financial models to project cash flows, evaluate credit quality, and assess the financial performance of structured products.
• Engage with external rating agencies and stakeholders to communicate credit assessments and respond to inquiries.
• Stay abreast of regulatory changes and market trends impacting the structured finance space to provide proactive risk management strategies.

 

Preferred Qualifications:

• Master’s degree in Finance, Business Administration, or a related discipline.
• Professional certifications such as Chartered Financial Analyst (CFA) or Certified Credit Analyst (CCA).
• Experience with structured finance instruments and familiarity with related legal documentation.
• Demonstrated ability to build and maintain relationships with clients and industry contacts.
• Advanced knowledge of economic indicators and market trends affecting structured finance.