Technical Architect

Responsibilities

• Drive the architectural strategy for the company’s lending platforms, evaluating and recommending the optimal mix between custom "high-code" development and Low-Code/No-Code (LCNC) platforms based on business and scalability needs.

• Do trade-off analysis between .NET/React custom builds and low-code implementations, ensuring the chosen approach aligns with long-term technology strategy and cost-efficiency.

• Oversee the company’s technology ecosystem involving core product implementations, custom applications, and seamless integrations with external partners, including banks, service providers, and FinTech aggregators.

• Convert functional requirements into technical specifications and designs that orchestrate data flow across hybrid environments (In-house code vs. third-party products).

• Provide technical oversight and delivery ownership for deliverables from outsourced technology partners, ensuring third-party code and configurations meet internal architectural standards.

• Schedule and lead regular architecture review meetings to keep the technical landscape with the overall technology strategy, managing the dependencies between legacy systems, contemporary technology platforms, and low-code modules.

• Act as the technical liaison for external stakeholders, managing integrations with banking APIs, payment gateways, and statutory platforms in compliance with the regulatory and audit entities.

• Support production and functional teams by troubleshooting integration issues across multi-vendor environments and ensuring timely resolution of system bottlenecks.

• Maintain comprehensive technical documentation that maps the interdependencies between custom code, product configurations, and external partner interfaces.

 

Role Requirements

• Expert hands-on experience and the ability to switch between high-code development and low-code platform orchestration:

  • High-Code Stack: .NET Core, C#, React JS (mandatory), JavaScript (ES6+), Java (preferred), RESTful/SOAP APIs, MS SQL, Oracle.

  • Frameworks/Architecture: MVC, Web API, Entity Framework, Microservices, and API Gateway management.

• Demonstrated experience in evaluating, implementing, or managing Low-Code Development Platforms (LCDP) and integrating them into a traditional enterprise setup.

• Proven background in the India retail lending market, specifically with LOS/LMS product implementations and India Stack integrations (e-KYC, NACH, Account Aggregator).

• Strong experience in vendor management and technical governance of outsourced development partners and external service providers.

• Ability to design responsive applications and navigate complex integration patterns across a fragmented product-and-code landscape.

• Bachelor’s degree in engineering or computer applications from a Tier-1 or 2 college.

• 9-10 years of relevant experience, with a significant portion spent managing hybrid architecture or complex system integrations.

• Excellent communication and articulation skills, with a focus on justifying architectural trade-offs to business stakeholders and external partners.