About the role

Product Manager – AVP

Product strategy & roadmap — translating business and regulatory requirements into clear, sequenced product plans.
Rules and eligibility logic — working with risk and credit teams to define, document, and ship configurable, auditable decisioning capabilities across loan products.
Partner integrations — driving API-level collaboration with lending/fintech partners (onboarding, disbursement, document exchange, webhooks) from design through go-live.
Requirements & documentation — writing detailed PRDs, API specs, and process flows that engineering can build against with minimal ambiguity.
Cross-functional execution — coordinating with engineering, QA, risk, compliance, and external partner teams to hit delivery milestones, while proactively flagging and de-risking timeline or scope issues.
Stakeholder communication — presenting roadmap, trade-offs, and status clearly to senior leadership and partner organizations.
Post-launch ownership — monitoring adoption, resolving production issues, and iterating based on partner and user feedback.

What We're Looking For

4–7 years of experience in product management, with hands-on ownership of at least one B2B or B2B2C fintech/lending product through full lifecycle (discovery → launch → iteration).
Strong understanding of lending workflows — underwriting, credit bureau data, KYC, disbursement, and repayment mechanics.
Proven ability to write clear, engineering-ready PRDs and API documentation.
Comfort working directly with APIs and system architecture — you don't need to code, but you should be able to read a payload spec and reason about integration flows with partners.
Experience managing multi-stakeholder integration projects (internal engineering + external partner teams) with competing timelines.
A track record of pushing back constructively on unrealistic timelines with data and clear trade-off framing, rather than either silently absorbing risk or blocking progress.
Familiarity with RBI regulatory guidelines relevant to lending is a plus.
Strong communication skills — able to flex between technical depth with engineering and business framing with leadership/partners.

Nice to Have

Experience with rules engines or decisioning platforms.
Exposure to workflow orchestration tools.
Background in a BFSI-focused startup or NBFC technology team.

Level & Reporting

This role will be hired at AVP or Manager level depending on experience and demonstrated scope of ownership, reporting into the product leadership team.

Location

Bangalore (in-office/hybrid, per Northern Arc's current policy).