About the role

BAJAJ CAPITAL LIMITED

Job Description

Backend Developer — RTR Platform

Location: Gurgaon | Employment Type: Full-Time

About Bajaj Capital

Bajaj Capital's RTR (Reconciliation, Transaction & Reporting) platform is the backbone of our wealth management operations — processing high-volume transactions, fund reconciliation, brokerage operations, and regulatory reporting for millions of investor accounts. We are re-engineering this platform to be cloud-native, event-driven, and AI-augmented.

Role Overview

We are looking for a Backend Developer with strong full stack, NodeJS expertise to build and scale the RTR platform. You will work on high-volume financial transaction processing, real-time reconciliation engines, and regulatory reporting pipelines — with a strong emphasis on reliability, data correctness, and AI integration.

Key Responsibilities

Design and develop scalable microservices for the RTR platform using Node.js.
Build real-time reconciliation engines that match transaction data across AMCs, RTAs (CAMS/KFintech), exchanges, and internal systems.
Develop regulatory reporting modules: SEBI reports, AMFI NAV uploads, tax computation (LTCG/STCG), and client statement generation.
Integrate with BSE StarMF, NSE NMF-II, CAMS, KFintech, CKYC, Account Aggregator, UPI, NACH, and NPCI.
Implement idempotent, fault-tolerant transaction processing with at-least-once/exactly-once delivery guarantees.
Build observability into every service: structured logging (ELK), distributed tracing, and alerting dashboards (Grafana/Prometheus).
Write comprehensive unit and integration tests; maintain high coverage on financial computation modules.
Collaborate with architects on database design (Oracle/PostgreSQL) and API contracts.

Required Qualifications

3–6 years of backend development experience with strong NodeJS proficiency.
Hands-on experience with event-driven architecture, and distributed systems patterns.
Strong SQL skills (Oracle / PostgreSQL / MySQL); ability to write and optimise complex financial queries.
Experience with REST API design, OAuth 2.0 / JWT, and API security.
Familiarity with Docker, Kubernetes, and CI/CD pipelines (Jenkins / GitHub Actions).
Understanding of financial transaction concepts: NAV, SIP, STP, SWP, redemption, switch, and corporate actions.
B.Tech / B.E. in Computer Science or equivalent.

Good to Have

Prior experience in a wealth management, mutual fund, or NBFC technology team.
Familiarity with SEBI, AMFI, or RBI regulatory reporting requirements.
Knowledge of Account Aggregator (AA) framework and FIP/FIU integration.
Experience with AI coding assistants (Copilot, Cursor, Claude) and LLM API integration.

AI Expectations

Use AI coding assistants as part of your daily development workflow for writing, reviewing, and debugging code.
Contribute to AI-powered reconciliation features: anomaly detection, pattern-based exception flagging, and intelligent discrepancy resolution.
Identify where AI/ML can reduce manual exception handling in the RTR pipeline.