Head Product

Head of Product — Fintech (Job Description)

About Appreciate:
 

Appreciate is on a mission to democratize finance by providing seamless access to global stocks, including leading companies like Amazon, Tesla, and Apple, to everyone at the lowest cost. We strive to empower customers in emerging markets with unparalleled financial products, helping them achieve their financial goals and improve their financial well-being. As a fully regulated platform complying with SEBI, FEMA, RBI, and US regulations, Appreciate ensures safe, secure, and excellent customer experiences with zero commissions, no subscription charges, and no minimum investments. With ambitious plans to expand into options like Indian stocks, mutual funds, and more, we are committed to being the most trusted financial partner for investors worldwide. Join us in redefining financial accessibility and
creating a brighter financial future.

About the Role
We are looking for a strategic and execution-driven Head of Product to lead product strategy and
delivery across our fintech product portfolio. The ideal leader combines deep product expertise
with strong understanding of financial services, compliance, customer behavior, and technology.
You will define the roadmap, drive innovation, ensure regulatory alignment, and build products
that are secure, scalable, and trusted by customers.

Key Responsibilities

1. Product Strategy & Ownership
• Define long-term product vision aligned with business goals and fintech market trends.
• Build and manage product roadmaps across multiple product lines (LRS/ withdrawals payments, SDK, Mutual funds, lending, wealth, credit, etc.).
• Identify new growth opportunities through market research, data insights, and customer feedback.
• Balance innovation with compliance, risk, and operational feasibility.
 

2. Leadership & Team Management
• Build and mentor a high-performing product organization.
• Establish product processes, objective key result areas, and metrics for disciplined
execution.
• Promote an experimentation mindset while maintaining control frameworks.

3. Product Development & Delivery
• Translate business strategy into clear product requirements and user stories.
• Work with Engineering, Design, and Data to deliver secure, high-quality products on time.
• Oversee go-to-market planning, launch success, and product lifecycle management.
• Continuously iterate based on adoption, performance, and customer feedback.
 

4. Risk, Compliance & Security
• Partner with Legal/Compliance to design products compliant with RBI and other regulatory guidelines.
• Integrate fraud prevention, data security, and privacy controls into product workflows.
• Develop strong governance processes for releases and product changes.
 

5. Customer & Market Insight
• Monitor product performance and key metrics (conversion, LTV, default rates, retention, etc.).
• Drive research and customer journey mapping.
• Stay ahead of fintech trends and competitor offerings.
 

Qualifications
• 10–15+ years of product management experience, with leadership responsibility.
• Prior fintech, banking, payments, lending, or financial services experience is essential.
• Proven success launching and scaling secure digital products.
• Strong understanding of compliance and regulatory frameworks.
• Excellent communication, analytical, and leadership skills.
 

Key Competencies
• Strategic thinking
• Customer-first mindset
• Data-driven decision making
• Collaboration and influence
• Ownership & accountability