About the role

JOB DESCRIPTION

I. POSITION IDENTIFICATION

Position Title: Assistant Manager / Manager

Department: Direct Origination

Grade:

Work Location: Bangalore / Chennai / Gurgaon

Reporting Authority: Vice President

II. ABOUT NORTHERN ARC CAPITAL

About Us:

Northern Arc Capital is a diversified financial services platform dedicated to meeting the credit needs of underserved households and businesses across India. Operating at the intersection of lending, investments, and technology, the company has built a model designed to enable efficient and scalable credit delivery.

This model is anchored in a dual-channel approach:

Direct-to-Customer (D2C) lending across core sectors such as MSMEs, consumer finance, and rural finance
Credit Solutions for Originator Partners, including fund management, structured debt placements, intermediate retail lending, and SaaS offerings

Together, these channels enable Northern Arc to address critical credit gaps with a focus on inclusion, scale, and sustainability. The impact of this approach is reflected in the company’s reach and ecosystem.

Since 2009, Northern Arc has facilitated over INR 2.2 trillion in financing, reaching more than 130 million lives across 28 states, 7 union territories, and 680 districts. Its wide distribution network includes 360+ branches, 50+ digital and retail lending partners, 350 originator partners, and 1,300+ investors, making Northern Arc one of the most extensive players in India’s retail credit ecosystem. Over time, the company has strengthened its capital base and investor participation. Alongside other marquee investors, institutions such as IFC have contributed to its growth journey.

FY 2024–25 marked a landmark year in Northern Arc’s journey. The company successfully completed its Initial Public Offering in September 2024, raising INR 777 crore (including INR 500 crore of primary capital). These milestones further strengthen its capital base and position the company for the next phase of growth.

III. PRIMARY JOB PURPOSE:

To manage relationship across Direct Origination (DO) partners, build portfolio, and manage process as part of new partner on boarding. The candidate is expected to have/develop a thorough understanding of the underlying sectors to assess the business environment, risks such as credit risks, regulatory risk, economy risk etc. To cover clients to assess the ground level operations, business, credit risks and to be able to identify business opportunities and early warning signals.

IV. KEY RESPONSIBILITIES:

Manager evaluation and onboarding of NBFC, fintech and platform entities for partnership business
Work on new product, technology and processes related to the partnership business
Work with internal support teams to handle risk, compliance part of business.
To visit clients to assess the ground level operational, process, client base, risks and market space.
Develop networks and maintain an up-to-date knowledge of the wider policy, regulatory environment and recent development in the sector

V. MINIMUM CANDIDATE SPECIFICATIONS

Academic Qualifications: Master’s degree in business administration, finance, or a related field. CA preferred.

Professional Experience: 3 to 5 years of relevant experience in the financial sector preferably in the banking /non-banking finance sector. Experience in handling portfolio of MSME/Mid-Corporate, PL, consumer segment.

Technical Proficiencies:

Adaptable, confident, reliable, and motivated graduates with strong time management skills and the ability to work effectively under pressure.
Ability to multi-task and deliver qualitative outputs consistently at short deadlines.
Excellent communication skills. Fluency in English is must.

RM Lending Partnership/Direct Origination