Project Manager Role Details
| Label |
Value |
| Experience |
3+ years |
| Function |
Centralised Analytics / Product / Credit Analytics |
| Products |
MSME | Commercial Vehicle | Tractor Finance |
Role Objective
Work with the centralised team to understand the lending products, analyse
portfolio/business data and develop or refine underwriting/credit
frameworks, policies, rules and analytics for the respective products.
Key Responsibilities
-
Understand the complete MSME / CV / Tractor Finance product lifecycle.
- Analyse existing credit/underwriting policies and processes.
-
Study portfolio data to identify:
- customer segments
- ticket size
- repayment behaviour
- delinquency trends
- vintage
- risk indicators
- approval/rejection patterns
- Work on underwriting frameworks and credit policy parameters.
-
Analyse and recommend changes to existing underwriting rules based on
portfolio performance.
-
Work with Credit, Risk, Product, Business, Collections and Technology
teams.
-
Convert business/product requirements into analytical rules or policy
changes.
- Prepare dashboards/MIS and provide insights to senior management.
- Conduct product and portfolio performance analysis.
-
Identify gaps in the existing underwriting process and recommend process
improvements.
- Support implementation/testing of revised underwriting rules.
-
Monitor the impact of policy changes on business growth, approval rates,
asset quality and portfolio performance.
-
Work with central teams rather than being purely branch/business facing.
Document generated for internal use only.