About the role

BAJAJ CAPITAL LIMITED

Job Description

Wealth Product Manager

Gurgaon | Full-Time

About Bajaj Capital

Bajaj Capital is one of India's leading financial services groups with 60+ years of heritage, offering wealth management, mutual funds, insurance distribution, lending, and broking. We are building AI-native digital platforms that redefine how millions of Indians invest and manage their wealth.

Role Overview

We are looking for a Wealth Product Manager who sits at the intersection of regulatory depth, technology delivery, and AI-driven innovation. You will own the product lifecycle for wealth management platforms — from ideation through delivery — ensuring products are compliant, scalable, and AI-augmented. You will partner with Engineering, Compliance, Business, and ecosystem partners including AMCs, RTAs, exchanges, and regulators.

Key Responsibilities

Own end-to-end product definition, roadmap, and delivery for wealth management platforms including MF, equity, bonds, NPS, insurance, and PMS products.
Translate regulatory requirements from SEBI, AMFI, BSE/NSE, KRA, IRDAI, PFRDA, and RBI into product specifications and engineering deliverables.
Drive AI-first product thinking: identify use cases for GenAI, recommendation engines, intelligent onboarding, AI advisory, and portfolio analytics.
Partner with Engineering to define APIs, data models, and integration specs for BSE StarMF, NSE NMF-II, CAMS, KFintech, Digilocker, CKYC, Account Aggregator, UPI, and NACH.
Manage the complete KYC lifecycle product: V-CIP, CKYC/CERSI, PAN, Aadhaar, eSign — in compliance with SEBI KYC norms and AMFI guidelines.
Define and track product KPIs: activation rates, STP %, API success rates, regulatory audit outcomes, and AI feature adoption.
Own PRDs, user stories, acceptance criteria, and product documentation; run sprint reviews and drive cross-functional alignment.
Stay ahead of regulatory circulars (SEBI, AMFI, BSE, IRDAI) and proactively incorporate changes into the product roadmap.
Engage with AMFI, BSE, NSE, and AMC tech teams for integration certification and new product launches.

Required Qualifications

5–10 years of product management experience in fintech, wealth management, or financial services technology.
Deep knowledge of Indian wealth management regulatory ecosystem: SEBI investment adviser regulations, AMFI distributor norms, KYC/KRA requirements, NPS CRA guidelines, IRDAI insurance distribution norms.
Strong understanding of wealth tech stack: BSE StarMF / NSE NMF-II, CAMS/KFintech RTAs, Account Aggregator framework, UPI, NACH, Digilocker.
Demonstrated experience delivering tech products in regulated environments — not just business/ops PM experience.
Familiarity with AI/ML product concepts: recommendation systems, GenAI assistants, RAG pipelines, NLP for financial data.
Strong analytical approach to product decisions; comfortable with SQL and dashboarding tools.
MBA / engineering graduate from a reputed institution.

Good to Have

NISM certifications (Series V-A, X-A, or equivalent).
Experience with LLM-based product features — AI advisors, intelligent search, portfolio insights.
Prior experience at a wealth-tech startup, AMC, or SEBI-registered investment adviser.

AI Expectations

At Bajaj Capital, AI is a foundation — not a feature. This role requires a product manager who actively drives AI adoption:

Use AI tools (Claude, ChatGPT, Gemini, Copilot) daily for PRDs, competitive research, and spec drafting.
Define AI product use cases with measurable business outcomes, not just technology experiments.
Collaborate with Engineering on prompt design, RAG architecture review, and AI quality evaluation.
Champion Responsible AI: fairness, explainability, and regulatory compliance in AI-powered financial products.

Location

Location: Gurgaon, India (Full time in office)

Confidential and Proprietary - Bajaj Capital Limited