JOB PROFILE
Position
General Manager - B2B Health Insurance
Reports to
Deputy Vice President- Head Central Banca Strategy
Key Roles & Responsibilities
Job Summary:
To lead and drive B2B Health Insurance business growth by managing partner
relationships, underwriting coordination, operation governance and business
profitability across Banca and institutional partnership.
Key Responsibilities:
-
Operations and underwriting management
-
Drive underwriting strategy for B2B health insurance business across group
segments
-
Ensure profitable portfolio management through effective risk assessment
and pricing governance.
-
Monitor underwriting quality, loss ratios, and portfolio performance
across partners and products.
-
Approve and review non-standard and large-ticket underwriting cases within
authority limits.
-
Collaborate with sales and product teams for customized partner solutions
and competitive offerings.
-
Drive automation and digitization in underwriting processes to improve TAT
and customer experience.
-
Ensure adherence to defined SLA/TAT commitments for all B2B partners.
-
Drive operational efficiency, productivity, and process optimization
initiatives.
-
Strengthen governance framework with sales team through regular reviews
and MIS.
-
Partner with Sales, Claims, Product, Technology, and Finance teams for
seamless execution.
-
Driving Renewal Portfolio in coordination with B2B Sales Team Business
& Strategy
-
Support achievement of business growth targets while maintaining
underwriting discipline.
-
Analyze market trends, competition, and portfolio performance to recommend
strategic interventions.
-
Lead, mentor, and develop high-performing operations teams.
Key Requirements – Education & Certificates
-
Strong understanding of health insurance underwriting and operations.
-
Expertise in B2B / Bancassurance & Brokers.
-
Portfolio and risk management capabilities.
-
Strong analytical and problem-solving skills.
-
Excellent stakeholder management and negotiation skills.
-
Operational excellence and process transformation mindset.
-
Strong leadership and team management abilities.
-
MBA / PGDM preferred.
-
Graduate in any discipline from a recognized university.
Key Requirements - Experience & Skills (Must have)
12–18+ years of experience in Health Insurance operations and underwriting.
Prior experience managing B2B partnerships, banca, brokers, or institutional
channels preferred.