Supply Chain Finance - Credit Head

JD for SCF – Credit Head in an NBFC

• Leading Credit Underwriting & Approval
  • Assess and underwrite SCF credit proposals, approve within authority limits, and escalate larger cases with risk mitigation strategies to higher authority or to credit committees
  • Assess large ticket size cases of Sales Invoice financing, purchase invoice financing and dealer financing and escalate to higher authority for approval
• Domain Product Knowledge :

Candidate must possess the knowledge of Supply chain finance products – Dealer Financing, Vendor financing, Sales Invoice finance, purchase invoice finance.

• Team Leadership
  • Build, lead, and mentor a high-performing credit team; ensure best practices and ensure governance standards.
• Policy & Process Development
  • Design and update credit policies, underwriting frameworks, and scorecards tailored to SCF.
  • Ensure policy compliance and streamline processes for efficient decision-making.
• Portfolio Monitoring & Risk Management
  • Track portfolio performance using Early Warning Systems (EWS) and delinquency metrics; take corrective action to control NPAs.
  • Monitor external environment—economic trends, RBI/regulatory updates—to adjust strategies and policies accordingly. 

 

Required Qualifications & Skill

Qualification	Details
Education	Preferably CA/CFA or MBA in Finance
Experience	10–15+ years in credit; at least 5 years in Supply chain finance Currently in a mid–senior credit leadership role at an NBFC or Banks (National Head / Zonal Head Level)
Technical Skills	- Anchor-based financing, dealer/vendor funding - Financial statement and cash-flow analysis - Early warning systems and portfolio analytics
Reporting to	Business Head -SCF

 

 

Opportunity

Ownership : Opportunity to lead credit function of growing SCF business. Managing team of credit approver/s and oversighting business credit analysts.

Leadership : Working in close coordination with Chief Credit Officer & Chief Risk Officer and reporting to Business Head -SCF

Compensation : Best-in-class compensation for the right candidate, coupled with long-term wealth creation opportunities through ESOPs

Culture : Culture built on transparency and open dialogue, fostering collaboration and accountability

 

Location : Turbhe, Navi Mumba