BAJAJ CAPITAL LIMITED
Job Description
Technical Lead — RTR Platform
Gurgaon | Full-Time
About Bajaj Capital
Bajaj Capital's RTR platform powers reconciliation, transaction
processing, and regulatory reporting for our wealth management business at
scale. We are looking for a Technical Lead to own engineering delivery on
this platform, drive architectural quality, and embed AI into core
operations workflows.
Role Overview
As Technical Lead for RTR, you will own the architecture and engineering
execution of the RTR platform. You will lead a team of backend and
integration engineers, make key design decisions, drive quality practices,
and serve as the primary technical bridge between Engineering, Product,
and Business for the RTR domain.
Key Responsibilities
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Lead architecture and technical delivery of the RTR platform:
reconciliation engines, transaction pipelines, regulatory reporting, and
RTA/exchange integrations.
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Own HLD/LLD, API contracts, data models, and integration specifications
for all RTR components.
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Lead and mentor a team of 4–8 backend engineers; conduct code reviews,
design reviews, and 1:1 mentoring sessions.
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Drive technical decisions on scalability, fault tolerance, idempotency,
and data correctness for high-volume financial transaction processing.
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Establish and enforce engineering best practices: test coverage
standards, code quality gates, CI/CD governance, and deployment
controls.
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Own production reliability: drive incident response, root cause
analysis, and preventive controls.
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Integrate AI capabilities into RTR workflows: intelligent reconciliation
exception handling, anomaly detection, and automated regulatory report
validation.
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Collaborate with Product, Compliance, and Operations to translate
business and regulatory requirements into technical solutions.
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Manage integrations with BSE StarMF, NSE NMF-II, CAMS, KFintech, CKYC,
Account Aggregator, and NPCI.
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Drive platform modernization: migrate legacy batch processes to
event-driven microservices on Kafka.
Required Qualifications
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7–12 years of backend engineering experience; 2+ years in a tech lead or
senior engineering role.
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Deep expertise in NodeJS, microservices, and serverless architecture.
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Strong hands-on skills in Oracle/PostgreSQL, distributed systems design,
and high-throughput API development/MySQL.
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Proven track record owning architecture and delivery of complex,
production-critical financial systems.
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Experience leading and mentoring engineers in an Agile/Scrum
environment.
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Working knowledge of the Indian wealth management technology ecosystem:
MF transaction platforms, RTA systems, exchange connectivity, and
regulatory reporting.
- B.Tech / B.E. in Computer Science from a reputed institution.
Good to Have
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Experience with SEBI/AMFI compliance requirements embedded into product
engineering.
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Exposure to Account Aggregator, V-CIP, and CKYC regulatory integrations.
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Familiarity with AI/ML in financial platforms: anomaly detection,
NLP-based document processing, AI-assisted reconciliation.
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Prior experience at an AMC, RTA, wealth-tech company, or NBFC technology
team.
AI Expectations
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Mandate and model AI-assisted development across the RTR team: Copilot,
Cursor, Claude as standard tools.
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Deliver AI-augmented features within the RTR platform — starting with
exception handling and anomaly detection.
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Define measurable outcomes for AI integrations that reduce manual
intervention in reconciliation workflows.
Confidential Document. For Internal Use Only.