CTO

About Us

Aptus Value Housing Finance India Ltd is a leading affordable housing finance company, an approved Home Loan company by NHB, providing Home Loans to self-employed, Low and Middle-Income Families primarily from semi-urban and rural areas. It has a subsidiary known as Aptus Finance India Private Limited, an NBFC registered with RBI, focused on creating new economic opportunities for deserving small business entrepreneurs by giving SME loans for their business purposes. Aptus has 360+ branches across 6 states with 4000+ employees.

For more details visit our official website: https://www.aptusindia.com/

About Role – Chief Technology Officer (CTO)

The Chief Technology Officer (CTO) will lead the development and execution of the company's technology strategy, supporting business growth, digital transformation, operational efficiency, and regulatory compliance. The ideal candidate brings deep experience in financial services technology, strong leadership in enterprise systems, and a passion for innovation and security.

Key Responsibilities

Strategic Technology Leadership

• Define and execute the technology roadmap aligned with business and regulatory goals.
• Advise the leadership team on emerging technologies, innovation, and compliance trends.
• Drive digital transformation and modernization across all technology platforms.
• Lead strategic decisions on tools, platforms, vendors, and technology investments.
• Ability to evaluate vendors and solutions for scalability, integration bottlenecks.
• Enhance scalability, customer experience, and operational performance through tech innovation.

IT Governance, Risk & Compliance

• Ensure full compliance with regulatory standards (RBI & NHB).
• Establish policies for cybersecurity, data privacy, and IT governance.
• Oversee IT budgeting, project prioritization, vendor management, and risk controls.
• Ensure robust disaster recovery and business continuity frameworks are in place.
• Work closely with CISO to ensure robust security measures are in place for business continuity.
• Understand technology risks and consistently mitigate and monitor to ensure performance and availability.

Infrastructure & Technology Management

• Lead IT infrastructure across on-premises, cloud, and hosted environments.
• Oversee IT operations: data centers, networks, endpoint devices, and support systems.
• Manage core business applications: platforms, CRM, analytics, workflow and IT tools.
• Implement best practices on a time to time basis the overall requirements of the company.
• Ensure performance, security, and scalability across the technology landscape.

Innovation & Digitalization

• Champion adoption of modern technologies: AI/ML, data analytics, mobile-first, and cloud-native solutions.
• Lead digital initiatives focused on customer experience, automation, and agility.
• Cultivate a culture of innovation, continuous learning, and cross-functional collaboration.

People & Team Leadership

• Lead and mentor a high-performing IT team, including internal and external resources, if any.
• Attract, retain, and develop top talent to build future-ready capabilities.
• Foster strong partnerships with business units to align tech strategy with business objectives.

Desired Qualification & Experience

Qualification	Degree in Engineering, Computer Science, IT, or MCA (or) equivalent
Experience	20 to 25 years in IT leadership roles within Banking, Lending, or Financial Services and minimum 5 years in senior management overseeing IT strategy, infrastructure, cybersecurity, and digital platforms.
Success	Proven success in enterprise architecture, regulatory compliance, and digital transformation initiatives.

Others

Job Location: Chennai (Head Office)

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