Head Credit Risk Management Technology

Job Title:                           Head of IT Division – Credit Risk Management Technology (GSC India)

Location:                          GSC India (with international scope)

Reporting Line:               Functional reporting to the Global Head of Credit Risk Management Technology

Status :                             Executive

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Main Mission

Lead the IT Division dedicated to Credit Risk Management within GSC India, ensuring the implementation of the defined IT strategy and delivering high-performance solutions for credit risk steering and modeling, data sourcing, calculation including stress tests, reporting across Retail and Investment Banking activities.

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Key Responsabilités

• Drive the execution of the IT strategy for credit risk steering and modeling, data sourcing, calculation including stress tests, reporting, aligned with global standards.
• Oversee the design, development, and deployment of credit risk solutions in collaboration with global teams.
• Ensure quality and reliability of IT developments and production.
• Manage and coordinate ~150 FTE based in GSC India, working closely with teams in Paris.
• Guarantee compliance and integration of ESG rules within credit risk processes.
• Maintain strong relationships with Risk and Finance Divisions, as well as external partners.
• Contribute to cost efficiency and value delivery within the allocated budget.

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Profile

• Master’s degree in IT or related field,
• Minimum 15 years of experience in Information Systems and team management,
• Expertise in scalable, cost-efficient credit risk architecture and modeling,
• Deep understanding of banking challenges, risk models, and data requirements,
• Strong leadership: ability to inspire, motivate, and convey a strategic vision across business and technology,
• Open-minded, innovative, and accountable.

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Core Skills

• IT governance and strategic steering,
• Mastery of credit risk modeling and reporting solutions,
• Management of complex projects in an international environment,
• Excellent communication and stakeholder engagement skills.

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Languages

• English : mandatory,
• French : appreciated.
  
  

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Additional Information

• International collaboration with teams in France
• Strategic impact on regulatory compliance (Basel, IFRS9, IRB, stress testing) and ESG integration.

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