Team Head - Home Loans

Key Responsibility Areas 

Actionable  

Audit execution 

·                 Review pre-audit preparation and sampling. 

·                 Allocation of audit areas to the auditors based on expertise and mandays available.  

·                 Carry out audit of various areas / activities / departments as per the RBI guidelines / internal policies. 

Audit reporting 

·                 Prepare audit reports detailing findings, risks, recommendations, and Management action plans. 

·                 Risk grading and opinion formation. 

·                 Audit finalization, discussion, and closure (including visits to branches / units). 

·                 Effectively communicate audit results to key stakeholders including Senior Management, highlighting areas of concern and opportunities for improvement. 

Compliance 

·                 Monitoring and follow up with auditee Management for audit issues resolution. 

·                 Validate evidence submitted for closure of audit issues. 

Team management 

·                 Manage and supervise the team of auditors. 

Educational Qualifications 

Key Skills 

·                 Graduation 

·                 Post-Graduation 

·                 Professional Qualification 

·                 Domain knowledge – Knowledge of bank audit / Retail Assets audits  

·                 Audit expertise – Proficiency in audit methodologies, techniques, and standards 

·                 Analytical skills – Strong analytical skills to analyse complex data, identify trends and assess the effectiveness of controls. 

·                 Communication skills – Strong written and verbal communication skills facilitating audit reporting, presentations and discussions. 

·                 IT skills - Advanced knowledge of MS Word, MS Excel and Power Point is a must.  

·                 Leadership skills – Leadership skills including people management & problem solving to lead the team of auditors. 

·                 Time management - Ability to manage multiple assignments, prioritize tasks and meet deadlines.