Audit-Unit Head-ROW Overseas Audits

Job Title: Audit-Unit Head-ROW Overseas Audits

Business Unit (PA): Internal Audit

Team: Overseas Audit Team

Reports to (job): Sr- Unit Head - Audit / Regional Head-Audit

Location of role: Mumbai

Job Function: Audit

Role Type: Supervisory

No of direct reportees : 3-6

Travel Required : Moderate

Job Band Range : D2

JD Created date: 10 th Nov 2025

JD Updated date : 10 th Nov 2025

JD approved by (business): Suketu Kapadia/ Ranga Subramanian

Version No : 1.0

Job Purpose

·      Lead the team / conduct the audit of Rest of World Overseas locations except Middle east & Africa offices.

Key Responsibility Areas

Actionable

Audit life cycle monitoring & reporting

·        Handling of Audit calendar / assignments - Allocation of audits based on expertise & man-days available, monitoring of scope & quality of review (including sampling process), risk grading & opinion formation, audit finalisation, discussion, and closure (including visits to branches/units) and release of reports within timelines.

·        

·        Conducting audit as per regulatory guidelines, Banks Internal policy, standard audit procedures

·        Critically review the existing process and procedures during the audit of respective areas and suggest areas of improvement which would enhance controls and simplify process flow.

·        

Audit Observation & Compliance

·        Tracking of audit observations, Review of response / compliance to audit observations, updation of audit database and closure of audit file.

·        Handle Regulatory Inspection / Regulatory requirements / ACB reporting and Investigations.

·        

Team management

·        Ensuring clear and effective communication within the team and between the team and higher management.  

·        Facilitating problem-solving and resolving conflicts constructively to maintain a positive and productive work environment.

·        Monitoring team performance, providing constructive feedback, and identifying areas for improvement.

·        Ensure resource planning and talent development.

1.        Providing training and support to help team members develop their skills and abilities.  

2.        Keeping track of team progress and reporting updates to management.

Educational Qualifications

Key Skills

·        Commerce Graduate

·        MBA (Finance)

·        Semi qualified CA / CA

·        Effective Communication and drafting skills

·        Leadership & organizational skills

·        Time management & ability to meet deadlines.

·        Decision making

·        Capability to multi-task & adaptability

·        Ability to plan & execute Audit plans

·        Capable of documenting the audit observations effectively, communicating with the auditee to bring about corrective action.

·        Strong data analysis, data validation and problem-solving abilities.

·        Capable of identifying the risk and evaluating the effectiveness of the internal control put in place.

·        Knowledge of MS Word, Excel is mandatory

Experience Required

• 10 or more number of years’ experience in Internal Audit / Risk Unit / Quality Unit / Compliance Unit / Operations unit/ Overseas branches.  

Major Stakeholders

·        Staff of various departments / branches

·        Compliance function

·        Risk Unit