AML Transaction Monitoring - Senior Analyst

Alert Assessment: Review and analyze risk events (alerts) generated by automated monitoring systems or manual escalations to identify potentially suspicious activity.

Case Investigation: Conduct in-depth analysis of structured and unstructured transactional data to detect patterns of behavior, such as structuring or layering.

Compliance Governance: Partner with business units and operational risk teams to interpret and apply global policies, trends, and financial crime information to decision-making.

Stakeholder Liaison: Communicate with Business Lines (BL) and Relationship Managers (RM) to collect mandatory KYC information or clarify missing requirements.

Reporting: Escalate valid suspicious patterns for further analysis or regulatory reporting (e.g., suspicious transaction reports) within specified turnaround times (TAT).

Surveillance Enhancements: Assist in testing and validating monitoring rules and logic to improve the detection of emerging financial crime typologies.  

AML Systems: Proficiency in surveillance platforms such as SAS , Mantas , Detica , or Actimize SAM .

Research Tools: Experience using screening and background verification tools like LexisNexis , World-Check , Factiva , and Bankers Almanac .

Typology Knowledge: Strong understanding of Money Laundering (ML) and Terrorist Financing (TF) techniques, as well as OFAC and local Sanctions regulations.

Data Analysis: Ability to analyze large volumes of data and synthesize complex information into clear rationale for decisions.  

Education: A Bachelor’s or Master’s degree in Finance, Economics, Law, or a related field.

Professional Experience:

• Senior Analyst: Usually requires 5 + years specifically in AML Transaction Monitoring. 

Industry Specifics: Experience in Correspondent Banking is often listed as a mandatory requirement .