About the role

Position Details

Position: Assistant Manager – Credit Control (Adhesives Division)
Department: Credit Control
Location: Ahmedabad (Head Office)
Reporting To: Senior Manager – Credit Control

Job Purpose

The role is responsible for managing distributor onboarding, channel finance operations, receivables management, overdue monitoring, order management, credit governance, banking processes, balance confirmations, and MIS reporting. The incumbent will closely collaborate with Sales, Accounts, Logistics, IT teams, distributors, and banking partners to ensure robust credit controls and effective working capital management.

Key Responsibilities

Credit Control & Receivables Management

Manage customer onboarding and credit approval processes.
Monitor receivables, collections, and overdue outstanding.
Follow up with distributors and channel partners for payment recovery.
Monitor customer credit limits and exposure.
Drive initiatives to improve working capital efficiency.

Channel Finance & Banking Operations

Handle channel finance activities and banking coordination.
Monitor fund utilization and exposure under channel finance programs.
Coordinate with banks and financial institutions for smooth execution.
Ensure timely reconciliation and closure of banking transactions.

Order Management & Credit Governance

Review and approve customer orders in line with credit policy.
Monitor order releases and order blocks in SAP.
Ensure adherence to approved credit norms and authority matrix.
Support credit evaluation and risk assessment activities.

Process Compliance & Controls

Ensure compliance with credit policies and internal controls.
Manage balance confirmations and customer reconciliations.
Process Credit Notes, Debit Notes, and Full & Final settlements.
Support internal and statutory audits.

MIS & Reporting

Prepare periodic MIS reports and leadership dashboards.
Analyze overdue trends, collection efficiency, and customer exposures.
Generate insights to support business decisions.
Drive process automation and digitization initiatives.

Team Management

Guide and support team members in daily operations.
Allocate responsibilities and monitor deliverables.
Train and develop team members for future roles.
Conduct induction sessions for sales teams on credit policies and processes.

Desired Candidate Profile

Qualification

Bachelor's Degree in Commerce, Finance, Accounting, or Business Administration.
MBA Finance / M.Com preferred.

Assistant Manager Credit Controller