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Margdarshak
Lead - Policy & Portfolio Management
Margdarshak · posted 5 months ago
Mumbai.
About the role
Job Responsibilities
- Formulating Credit Policy and Operational Guidelines. Creating built-in mechanisms for adherence to the policy and highlighting any deviations that happen to concerned authorities at regular intervals.
- Monitor portfolio performance to identify trends and recommend strategy changes to the Business
- Tracking performance against guardrails, analyse portfolio and macro-economic data to determine potential impact on business operations.
- Preparation of review deck, detailed analysis on portfolio and presenting it to Management.
- Evaluate, implement and monitor internal & external credit scoring models
- Implementation of new policies in system: Closely work with IT team for implementation of product policies in system, review validations and suggest improvements to increase system efficiency.
- Post Disbursement case review to assess policy adherence.