Treasury & FD Lead

Job Title: Analyst

Cluster: Finance & Accounts

Location: Gurgaon

No of Vacancy: 1

Description: We are looking for an Analyst with 2–3 years of relevant experience to manage the end-to-end Fixed Deposit portfolio and related treasury accounting activities. The role will cover FD booking, renewal and closure, bank coordination, interest computation and accounting, reconciliation with bank and tax records, maintenance of audit-ready schedules, and adherence to internal controls and treasury policies.

Roles & Responsibilities:

FD Management

1)     Book, renew, roll over, and close FDs with approved banks: compare quotes, validate rates and tenure, obtain approvals, and coordinate interest payouts, lien marking, and confirmations.

2)     Maintain the FD master and maturity tracker, and alert stakeholders to upcoming maturities and interest dates for liquidity and reinvestment decisions.

3)     Compute and validate FD interest (cumulative, non-cumulative, broken-period, premature closure), and post SAP entries for FD creation, accruals, TDS, maturity, renewal, and closure.

4)     Reconcile FD principal, interest, and TDS with the tracker, bank records, GL, and Form 26AS/AIS, and resolve differences promptly.

5)     Maintain audit-ready FD documentation, verify FD receipts periodically, and prepare monthly, quarterly, and year-end schedules for management reporting and audit.

6)     Support cash flow forecasting and liquidity management with accurate FD data on maturities, interest, and renewals.

Banking Operations

1)      Monitor daily bank balances and cash positions.

2)      Assist in cash flow reporting and liquidity management activities.

3)      Support treasury transactions and bank administration activities.

4)      Maintain banking master data and authorized signatory record

5)      Preparation of all banking documents as and when required for KYC update, Signatories Change, Online offline banking, new Banks onboarding.

Controls & Compliance

1)      Ensure adherence to internal controls, delegation of authority, and company policies.

2)      Support audit requirements by providing reconciliations, payment records, and supporting documentation.

3)      Identify process gaps and recommend automation and process improvement initiatives.

4)      Ensure compliance with regulatory, tax, and banking requirements.

Others

1)     Ensure compliance with company policies, procedures, and regulatory requirements related to payment processing, including fraud prevention and data security.

2)     Respond to inquiries from vendors, suppliers, and internal stakeholders regarding payment status, and payment discrepancies in a timely and professional manner.

3)     Identify opportunities to streamline payment processes, improve efficiency, and enhance controls to mitigate risks.

4)     Monitor daily cash balances, prepare cash forecasts, and execute cash movements to ensure optimal liquidity management.

Qualifications and Skills:

1. Bachelor’s degree in finance, Accounting, or a related field.

1. Experience in treasury, payment processing and related fields.

1. Excellent communication skills, both written and verbal.

1. Knowledge of treasury management systems and banking platforms preferred.

1. Strong attention to detail and accuracy in data entry and record-keeping.

1. Knowledge of payment processing regulations and best practices preferred.

1. Proficiency in using Microsoft Excel.

1. Proficiency in using SAP.

Personal Attributes:

1. Analytical mindset and problem-solving skills.

1. Ability to work independently and collaboratively within a team.

1. Strong organizational and time-management skills.

1. Adaptability to changing financial landscapes and regulations.

1. Ethical and trustworthy with confidential financial information.